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Insurance Info

Will my insurance cover physical therapy treatments?

Because we are licensed Physical Therapists, most insurance companies recognize services and treatments rendered by Physical Therapists.  At this time, Federal and State Insurance and Professional Regulations require that all patients seeking physical therapy services must have a doctor’s order for treatment. You can obtain a physician’s order from your primary care physician, Podiatrist, Dentist, Neurologist, Orthopedist or Developmental Optometrist.

We are providers with BlueCross/BlueShield PPO and Medicare.  If you desire physical therapy benefits to be covered under the provisions of your health insurance policy, you must obtain a physician’s script or order, for Physical Therapy services. Chiropractors can refer patients for PT services, except for Medicare patients. Medicare recipients must obtain a doctor’s order or script from their attending physician. Medicare does not recognize Physical Therapy referrals from Chiropractic physicians and will reject payment for services rendered.

The Medicare 2018 calendar year allotment for outpatient physical therapy services is $2,010.00  

We are an out-of-network provider with all other insurance carriers.  We will, however, bill to your insurance provider as a courtesy and service to you. Upon request, we will also provide you with the necessary billing documentation for you to submit to your individual health savings account for the reimbursement of your physical therapy treatments.

What if I’m paying cash for services?

If you are a private patient who elects to pay in cash, no referral is needed for physical therapy services and treatment.

For more information, Contact Us today at Libertyville, IL Center.